Financially Fit & Fab is now accepting guest posts! This article was written by Stacy Barbee. Stacy is a financial writer, blogger and content marketing enthusiast. She uses content to vent her thoughts on money and financial issues through her site kissyourmoney.com!
Budgeting is mandatory for your survival. Period.
Budgeting helps you stay on track with your finances. Even though you may think you are budgeting like a pro, many mistakes can be made when making your first budget. Check out these 5 deadly mistakes to avoid when developing a budget:
A budget is the foundation to your financial success. It sets the stage for everything else to follow. From saving to investing. One of my favorite financial guru’s, Dave Ramsey, said it best, “A budget is telling your money where to go instead of wondering where it went.” After this post, you will be able to budget like a pro and no longer get to the end of the month wondering where your money went!
In honor of my 30th birthday next week, I have outlined some of my personal money management goals! It is important to set SMART goals around your finances. By smart goals I mean, specific, measurable, achievable, realistic and time-bound goals.
If 30 is a few years from your current age, don’t stop reading! Time flies when you are having fun and the goals listed below don’t happen overnight. If you’re over 30, it’s not too late to achieve the money management goals listed. Let this list guide you while setting your SMART financial goals.
If you haven’t noticed already, traveling is one of my favorite pastimes. With that being said, I ensure that I cut costs wherever I can while traveling. Many discount airlines, like Frontier and Spirit, appear to have the lowest priced fares. However, after taking into account flight fees, flights between different airlines are often times are very comparable. Check out these 4 Flight Fees Financially Fit Travelers Never Pay as well as tips on avoiding those fees.
Wedding season is officially here! This Saturday, I will be attending my first wedding (of four) during 2016! Weddings can be expensive for the happy couple, but being a wedding guest is no walk in the park either. From bridal showers, bachelorette/bachelor parties, gifts, outfits and more, being a wedding guest can easily be a large financial commitment.
I know you are thinking, being a wedding guest doesn’t cost that much. Have you considered all of the costs associated with being a wedding guest:
- Self-Care (Hair, Nails, Makeup, etc…)
- Outfit (including Shoes and Jewelry)
Last week we talked about the 7 Bank Fees Eating your Checking Account. We also reviewed the startling stat that the top 3 U.S. banks made $1 billion in just overdraft fees during 2014! That post stirred great discussion about the hatred of banks and how to avoid bank fees – without keeping your money under your mattress. In this post, we will take a deeper dive into avoiding bank fees.
Whether you are saving for your emergency fund, a down payment on your first home, or planning your summer vacation, you have to start somewhere! Large debt repayment and savings goals can be extremely overwhelming! In order to reach your goals, start small. After you have slashed these 10 items from your monthly budget, it is time to work on making some additional income.
You can make an extra $250 this month using one or a combination of the unique suggestions below:
The last few weeks we have been talking about credit! In case you missed the previous posts, check out Credit Report Basics and Do you Have a Good Credit Score? Let’s discuss the only way to obtain a copy of your free credit report!
Before you start building or repairing your credit, make sure you obtain a copy of your free credit report. Many companies will advertise that they can supply the report for you. Don’t get tricked by impostors! The only website that you can obtain a free copy of your credit report is annualcreditreport.com!