Month

January 2017

5 Ways to Pay Less for Home Insurance

This is a sponsored post. 

You need to insure your home, but don’t want to pay too much for home insurance.  Saving money on insurance involves investigating to find low-cost policies as well as keeping an eye out for discounts and things you can do to pay lower premiums.  Getting advice from an agent is also one way to shave off extra money from your monthly premiums.  Insurance is a necessity, but that doesn’t mean that you should take the amount you are paying each month as a given.  In addition, it is worthwhile to negotiate with companies to find the best rate.

5 Ways to Pay Less for Home Insurance

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Rising Interest Rates: The Good, The Bad & The Ugly

During December the U.S. Federal Reserve announced an increase in interest rates.  The Fed raise the benchmark federal funds rate from the most recent range, between .25% and .5%, to a new higher range .5% and .75%.

The Federal Reserve’s decision about interest rates will have a direct effect on you.  An increase in interest rates affects the prices of goods at the store and how quickly the prices go up (i.e. inflation).  In addition, they have a direct effect on the money in your savings account, the interest rates you pay on credit cards and loans, and how much car or home you can afford.

Rising Interest Rates: The good, The bad, & The ugly

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The 5 Biggest Myths about Investing

Investing is making your money work for you.  You can make your money work for you with a variety of vehicles like mutual funds, stocks, bonds and real estate.  Myths about investing are everywhere!  Myths about investing are especially rampant on social media.  The thing is myths about investing are keeping people on the sidelines.

Investing truly is the only way to create long lasting wealth.

Check out these 5 myths about investing debunked.

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8 SMART Financial Goals to Set in 2017

Happy New Year! With a new year, comes a chance to set new goals and resolutions to achieve.  The best way to achieve your desires is to set SMART goals.  SMART goals are specific, measurable, attainable, realistic, and timely.

The SMART methodology can be used for any goal that you wish to set.  For example, if your goal for 2017 is to lose more weight you could make that a SMART goal by saying the amount of weight you want to lose each month and what you will do to achieve the goal.

Today, we are going to focus on SMART financial goals.

8 SMART Financial Goals to Set in 2017

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