8 Personal Finance Books to Help you Manage Money Better in 2018

In 2017, I really took the time to invest in myself.  One of the ways that I choose to invest in myself was to read more books.  Some of the books were personal finance books; however, others were about personal development.

When I learned that 85% of millionaires read 2 or more books per month I increased the number of books I read by month.  Reading books is a cost-effective way to grow mentally and push yourself.  The 8 personal finance books I have listed will help you achieve many of your financial goals like:

Check out these 8 books to help you become better with money in 2018.

personal finance books

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Top 11 Habits to Obtain Financial Freedom

Today we have a guest post from James who will be discussing the top 11 habits to obtain financial freedom.  Please see his bio at the end of the post. 

Everyone wants to achieve financial freedom but taking steps towards it, is what makes a difference. Financial freedom is simply a stage where you have enough and you realize it. You are no longer stressed about your expenses and savings. There are different steps to success in the journey towards financial freedom and it starts with calculating the ways that workout for you. Before you reach out to a conclusion and make your list, glance through these 11 habits to follow that can help you attain financial freedom.

11 habits that can speed up the process of reaching your goal to attain financial freedom:

Top 11 Habits to Obtain Financial Freedom

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Common Mistakes to Avoid When Saving for Retirement

This is a sponsored post. 

Investment plans and retirement annuities need to cater for the lifestyle you want in the future. You have to invest wisely, understand the basics of the economic environment, while saving enough to improve your chances of financial independence during retirement. It is often difficult for people to adequately prepare themselves for retirement. Less than 10% of people are able to retire comfortably. Most people rely on family to support them, while the rest are forced to continue working or survive on a government pension. So what can you do to improve your chances of financial independence?

Here are 5 common mistakes you have to avoid in order to achieve your financial goals:

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8 SMART Financial Goals to Set in 2018

Happy New Year! With a new year, comes a chance to set new goals and resolutions to achieve.  The best way to achieve your desires is to set SMART goals.  SMART goals are specific, measurable, attainable, realistic, and timely.  Today, we are going to be reviewing 8 SMART Financial Goals to set in 2018.

The SMART methodology can be used for any goal that you wish to set – not just for your financial goals.  For example, if your goal for 2018 is to lose more weight you could make that a SMART goal by saying the amount of weight you want to lose each month and what you will do to achieve the goal.  Another example would be a goal of reading more books this year.  Turning that goal into a SMART goal would be saying that you are going to read one book each month all year.

Now that you know exactly what SMART goals are and how to set them, check out these 8 SMART Financial Goals to Set in 2018.

8 SMART Financial Goals to set in 2018

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18+ Ways to Make Extra Income in 2018

A new year is a time to start fresh and set new goals.  One SMART financial goal that many of you all set was to earn extra income in 2018.

Earning extra income can help you achieve so many other goals like:

The great thing about all of the options listed below is that you can do them simultaneously with your full-time job. In addition, you can try multiple avenues in order to create multiple streams of income.

Without further delay, check out these 18+ Ways to Make Extra Income in 2018!

18+ Ways to Make Extra Income in 2018

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How to Make Money Blogging without a ton of traffic

I don’t know about you but one of my biggest goals this year was to make more money.  There are plenty of ways that you can make more money.  I have dabbled in a couple of ways to make more money this year like speaking and freelance writing.  However, one of the main ways that I have been working on improving my side hustle income is through my blog.  Did you know that you can actually make money blogging?  You can even make money blogging without a ton of traffic.

Believe it or not but Financially Fit & Fab is my third blog! Yes, you read that right. It is my third blog. Even though I may have tried blogging in the past multiple times, this is the most successful go around by far. Although success can be measured in a wide variety of ways, I feel like this go around have been successful because I’m able to make money blogging without a ton of traffic.

 

How to Make Money blogging without a ton of traffic

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7 Bad Driving Habits that are Costing You Money

This is a sponsored post.

Not everyone has bad habits, but chances are you can probably admit to a few bad driving habits.  Maybe your car is a mess or you always ‘forget’ to use your signal. But would you change your ways if it meant more money in your wallet at the end of the month? Check out this list of seven bad driving habits that are likely costing you money.

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4 Ways to Maximize Cyber Monday Savings

Hey guys!  Today we have a guest post from a good friend and sorority sister of mine, Brandee.  Brandee is going to talk to us about how to maximize Cyber Monday Savings.  As you know, I am an avid believer that spending money you don’t have is never good which is why I wrote about 3 reasons you should skip Black Friday shopping.  However, if you included Black Friday or Cyber Monday shopping in your budget, go for it!  And by go for it, I want you to maximize your saving as much as possible.

As an avid bargain shopper whose middle names might just be Clearance-Sale, I look forward to the post-Thanksgiving Day sales. The question for me is not if I will shop over the Thanksgiving weekend but rather WHEN, WHERE AND HOW? As the years have gone by, my zeal for waiting in long crazy lines and fighting the crowds on Black Friday has faded. The creation of Cyber Monday was like a superhero swooping in to save the day. With that said, I have moved my preferred method of shopping and saving to an online platform where I can not only receive Cyber Monday flash deals but also with the help of earn CASHBACK at the same time. This allows me to maximize my savings and turn my spending into earning.

4 Ways to Maximize Cyber Monday Savings

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8 Ways to Invest in Yourself in 2018

Investing in yourself is literally just as important as investing financially.  Investing in your health and personal development can help you achieve great things that you may never think to be possible.  I have preached about investing in yourself via social media for a while but I finally started taking action.  2017 was the year that I feel like I finally started to invest in myself and boy can I say that it paid off. I learned a ton of new things and met a ton of awesome people.  I want you to thrive in 2018 and the first step is to invest in yourself.

There are plenty of ways to invest in yourself but check out these 8 ways that I have highlighted below:

8 Ways to Invest in Yourself in 2018

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3 Reasons you should Skip Black Friday Shopping

Black Friday is the day after Thanksgiving and traditionally the busiest shopping day of the year.  It has been noted as the first day of traditional Christmas shopping due to plenty of deals that are advertised. As Black Friday has evolved, stores have begun opening on Thanksgiving day and many of the sales stretch into the following week.

Although 30% of annual retail sales occur between Black Friday and Christmas, that doesn’t mean that Black Friday shopping is for everyone.  While your friends and family are checking out the Black Friday deals, I encourage you to skip Black Friday shopping this year.  Here are 3 reasons you should skip Black Friday shopping:

3 Reasons you Should Skip Black Friday Shopping

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