In the spirit of the tax filing deadline rapidly approaching, let’s talk about 16 smart strategies for your 2016 Tax Refund! According to the IRS, the average tax refund for the past few years has been around $3000. Whether your tax refund is above or below that dollar amount, check out the suggestions below:
If you haven’t caught on by now, traveling is one of my favorite pastimes. The latest two lifestyle posts were titled 4 Tips to Catch a Flight Deal and The #1 Flight Search Engine. Both of those posts chronicle a few of my tips to finding a flight deal. Earlier this month, “Google Destinations” was released which not only helps you find flight deals but also provides quick access to the hotel, dining, and excursion deals.
Last month, I wrote a post titled 4 Tips to Catch a Flight Deal. (You’re missing out if you haven’t checked out the post.) That post chronicles the 4 major ways to catch a flight deal and one way is through various flight search engines. By far, the best search engine is …. drum role please ….. Google Flights!
Google Flights completely changed the way that I plan a vacation!
According to a recent survey by GoBankingRates, 62% of Americans have less than $1000 in Savings. That translates into not being able to handle a financial emergency without borrowing money from family/friends, using credit/payday loans or even worse. That is where an emergency fund comes in handy.
I understand. It is difficult to save an emergency fund for anyone but especially millennials. Between low wages, student loan payments and high rent costs, it can be extremely hard. I am here to let you know you can start an emergency fund. Even if it means initially saving $500, then $1000, until you get to 3-6 months of your net income.
Now that you know you need an emergency fund from 5 Reasons you Need an Emergency Fund let’s talk about how you will save that money!
The latest Financially Fit & Fab article was regarding 6 Bills you Need to Negotiate. Now that you know which bills can be negotiated, let’s discuss my system for negotiating monthly bills.
You may have looked at your budget recently and thought: where can I save some additional money? Cutting out items like that gym membership or cable can go a long way, but have you tried reducing your current monthly bills prior to getting rid of a service? If you haven’t negotiated your bills before or haven’t negotiated your bills lately, then this post is right on time!
Check out these 6 bills that you need to negotiate to save more money!
Do you understand your 401k statement? Do you know what you are invested in? Are your investments properly allocated based on your age and risk tolerance? If you are anything like me then you probably answered no to 1 if not all of those questions. I only started truly learning about 401k’s when I started working for a large investment firm. The good thing is you don’t have to work at a large investment firm to get help and understand your 401k! That is exactly where Blooom comes in action!