April 2016

7 Bank Fees Eating your Checking Account

Banking institutions make money a variety of ways.  Due to the current low-interest rate environment, the number 1 way that banks make money is through fees!  This post is dedicated toward the top 7 bank fees that are eating your checking account.  Make sure to come back next week to learn about ways to avoid these fees and keep more of your hard-earned cash in your bank account!

7 Bank Fees Eatingyour Checking Account


Continue Reading…

What’s the Difference Between an Emergency Fund & Savings Account?

I love the fact that so many people around me are striving to be financially fit and fabulous! Improving their credit scores, increasing their savings accounts, and becoming first time home buyers! In that spirit, a friend recently asked me what is the difference between an Emergency Fund and a Savings Account?  In this post, we will dissect emergency funds and savings accounts.

User Submitted Question: What's the difference between an emergency fund and saving account?

Continue Reading…

10 Awesome Spring Date Ideas under $20

Although Spring officially started on March 20th, the weather has finally started to warm up in the Midwest!  Warmer weather means more outdoor activities.  In the spirit of the warm weather, check out these 10 Awesome Spring Date Ideas under $20!

10 Awesome Spring Date Ideas $20 or less

Columbus, OH (Photo Courtesy of Heartbreak Photography)
Continue Reading…

3 Apps to Start Investing with $5 or Less

Have you wanted to invest for some time but not sure where to start?  Have you done preliminary research regarding options to invest but are unable to meet the minimum account balances? I have been there.  It is tough.  There is so much information on the website that it can be confusing to figure out where to start.

I have good news, though!  In the last few years, various companies have introduced Apps targeted at the millennial generation looking to invest.  They all have small minimums to invest and take the confusion out of investing.

Take a look at the 3 Apps below that allow you to invest with $5 or less to find one that will work well for you.


3 Apps to Start Investing with $5 or Less (1)

Continue Reading…

Crash Course in your Credit Report

I asked what topics the readers were most interested in and I heard the suggestions loud and clear!  So look forward to more posts regarding credit, saving, investing and traveling for less!  To kick things off, this post lays the foundations of credit: what information is included in your credit report and how that information affects your credit score.
Each person has more than one credit report.  There are various credit reporting agencies in the United States like Experian, Equifax and TransUnion and each reporting agency has its own credit report.  The credit reports from each agency may differ some; however, there are four main categories on all of the reports.  The four main categories are Personal Information, Trade Lines, Credit Inquires, and Public Record and Collections.


Crash Course in your Credit Report

Continue Reading…
Do NOT follow this link or you will be banned from the site!