June 2016

What Brexit Means for the Average Millennial

Brexit.  The term has been all over the media for the past few days.  Brexit is the affectionate term for British voters voting in favor of leaving the European Union which took place Friday, June 24th.  Although it may take 2 years for Britain to officially leave the European Union, there has been speculation about the immediate and long term effects.  If you are like me, you may be wondering what Brexit means to you.  Don’t worry, I’ll tell you.

What Brexit Means for the AverageMillennial


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4 Things Millennials Need To Do Now for Retirement

Retirement is one of the furthest things from the mind of most millennials.  I mean, it is 30-40 years away!  When I started my first job, it definitely wasn’t the first thing on my mind.  Also, saving for retirement is something that is rarely discussed in high school or college.  I know, retirement seems like it is decades away.  And it is.  However, the time is now to start securing your financial future.

81% of millennials are worried that Social Security will not be around when it is time for us to retire. So, if social security isn’t going to be there when it is time for us to retire, what are we going to do about it?   It is a reality that our retirement may look a lot different than our parents and grandparents generations. In fact, a recent article from USA Today stated that millennials will need an estimated $1.8 million (at least) when its time to retire!  That is a lot of money! Check out these 4 Steps that Millennials need to take now to secure retirement:


4 Things Millennials Need to do Now forRetirement

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FFF Travels: Dominican Republic for $1000 or Less

Due to popular demand, Financially Fit & Fab is starting a new travel hacking series: FFF Travels for $1000 or less.  Expect to see real life examples of international and domestic trips that I have taken for $1000 or less.  Some trips will be much less than $1000 and others will come right to the cusp.  The dollar amount spent on the trip will include flight, lodging, food & drink, as well as basic entertainment.  

First up is the Dominican Republic!  I was in Puerto Plata, DR for 5 days and 4 nights during May 2016.

FFF Travels-Dominican Republic for $1000 or less

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5 Financial Myths – Busted!

Today’s post is from Julie who is a certified coach and physician. Julie is passionate about helping people to make better choices to live simply and live well. Learn more at and get her 5 Step Guide to Clear the Clutter to jumpstart your transformation today! 

“You need a budget,” they say. “Stock up on sale items,” they say. So now you have a budget that you update 27 times a day and a basement full of cereal and soup in flavors you now hate and clothes and shoes that you thought your kids would grow into–but forgot about until they grew right through them. And they don’t have much to say about it.

You’ve done what you were supposed to do and you’re worse off than when you started. Your credit cards are maxed and you’re stressed and frustrated. As anyone would be. As you should be.

Let’s bust these 5 financial myths so you can make better choices, spend less money, and make more progress.Inline image 1

5 Financial Myths: Busted

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[Featured] 6 Tips to Save Your Benjamins While Traveling

I have some exciting news! Things have been super busy over at Financially Fit & Fab and there is a ton of great content in store. I have connected with some awesome personal finance writers around the globe. From that came the first guest post last week, Budgeting Blunders: 5 Deadly Mistakes Often Made. In addition, this week Financially Fit and Fab has a post featured at Britt and the Benjamins titled, “6 Tips to Save Your Benjamins While Traveling“. Check out the post and leave some love in the comments!

6 Tips To Save Your Benjamins While Traveling

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How I Raised My Credit Score 150+ Points

Although I knew my credit score was important, I never realized the significance.  Check out this story about when I checked my credit score for the first time and raised my credit score 150 points.

I will never forget the first time I pulled my credit score.  I was in my early twenties sitting around with college friends.  One friend just received a letter regarding a medical bill in collections that he didn’t realize existed.  So he decided to pull his credit report and credit score to see where he stood.

I thought to myself, I’ve never pulled my credit report before. I followed my friends lead and pulled my credit score too.  My credit score had to be good.  All my bills were paid on time (for the most part).  I only had one $800 credit card from college.

Boy, was I in for the shock of my life!

Staring patiently at the screen, it finally came up.  My credit score was a 580!  580!  No, that had to be wrong.  I was mortified.  That couldn’t be right.  I thought I was responsible.  I thought my credit score would reflect that.

My credit score was only part of the story.  Therefore, I took the following steps to raise my credit score.

raised my credit score 150 points

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