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Tia

8 Ways to Invest in Yourself in 2018

Investing in yourself is literally just as important as investing financially.  Investing in your health and personal development can help you achieve great things that you may never think to be possible.  I have preached about investing in yourself via social media for a while but I finally started taking action.  2017 was the year that I feel like I finally started to invest in myself and boy can I say that it paid off. I learned a ton of new things and met a ton of awesome people.  I want you to thrive in 2018 and the first step is to invest in yourself.

There are plenty of ways to invest in yourself but check out these 8 ways that I have highlighted below:

8 Ways to Invest in Yourself in 2018

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3 Reasons you should Skip Black Friday Shopping

Black Friday is the day after Thanksgiving and traditionally the busiest shopping day of the year.  It has been noted as the first day of traditional Christmas shopping due to plenty of deals that are advertised. As Black Friday has evolved, stores have begun opening on Thanksgiving day and many of the sales stretch into the following week.

Although 30% of annual retail sales occur between Black Friday and Christmas, that doesn’t mean that Black Friday shopping is for everyone.  While your friends and family are checking out the Black Friday deals, I encourage you to skip Black Friday shopping this year.  Here are 3 reasons you should skip Black Friday shopping:

3 Reasons you Should Skip Black Friday Shopping

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Money-Saving Life Hacks Just In Time for the Holidays

The latest post is sponsored by PSECU, Pennsylvania Credit Union.  As you know, thoughts are always my own.

The holidays are just around the corner, which means there will be a lot of added expenses.  A few of those expenses include holiday gifts, decorations, and food.

If you are looking for new ways to save money over the next few months, check out this infographic with several money-saving life hacks by PSECU.

Money Saving Life Hacks

These hacks aren’t difficult and they only require small changes to your lifestyle.

Even though it is cold outside, you can still hang clothes on an indoor clothes rack.  Earning points or rewards when purchasing gifts is a great way to save money throughout the holiday season.  There are so many online streaming options today that allow you to cut your cable bill.  Instead of getting a pop or an alcoholic beverage at a restaurant just get water.  While that pumpkin spice latte from Starbucks may be calling your name, there are ways you can make a similar drink at home for a fraction of the cost.

Think of all the wonderful gifts you could buy with the hundreds of dollars you saved through these little changes.

Learn more about other ways to save money this holiday season from these posts:

 

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5+ Ways to Save Money on Last Minute Flights

If you haven’t noticed already, traveling is one of my favorite past times!  I wish I could literally travel nonstop.  Until I can make that a reality, I try to travel as often as possible without breaking the bank.  Although I prefer to plan in advance, let’s face it.  Life happens.  All of us will need to get a last minute flight at one point in time.  Often times, last-minute flights are needed in emergency situations.  I don’t want you to break the bank when something like that comes up.  That is why I put together these tips to help you save money on last minute flights!

5+ Ways to save money on last minute flights

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Top 5 Side Hustles to Make Extra Money While Working Full Time

Todays post is a guest post by Victoria regarding top 5 side hustles to make extra money while working full time.  See her bio at the end of the post.

Young professionals are quick to realize that having a full-time job often isn’t enough to meet their financial needs. One of the most obvious reasons to get a side hustle is to earn some extra money while working full time.  However, there are other equally important reasons as well.  A side job will help you expand your knowledge and skill base.  At one point, you can even turn your side project into an alternative career.

The key to choosing a gig is picking something that won’t disturb your day job and drain your resources or your energy. These jobs are much easier to find than you might think and the only thing to worry about is how skilled you are at using your time efficiently.

5 Side Hustles to Make Extra Money While Working Full Time

 

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10 Annual Expenses Missing From Your Budget (& how to fix it)!

One of my favorite Dave Ramsey quotes is, “A budget is telling your money where to go so that you are not wondering where it went.”  The first step to creating a budget is to look at your monthly expenses and subtract those from your monthly income.  However, it gets complicated when you get those one-time expenses or even annual expenses.  I have outlined 10 annual expenses that may be missing from your budget and the steps on how you can fix your budget to incorporate the expenses.

10 Annual Expenses Missing From Your Budget

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How to Enjoy Christmas without Going Broke

Can you believe that is already October? That means we have less than 3 months until Christmas. Believe it or not, it is time to start preparing financially for Christmas already!

According to a Gallup survey, in 2015 the average shopper spent $830 on Christmas presents!  Unless you have been preparing for some time, that is a big financial hit to take at once.

Check out these awesome tips on how to enjoy Christmas without going broke:

 

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4 Sacrifices I Made to Pay Off Student Loan Debt Faster

Check out the latest guest post by Jacob regarding 4 sacrifices he made to pay off his student loan debt faster.  Check out his bio at the end of the post. 

Student loan debt always sounds like a good idea when you first learn about it as you enter into college, but I can tell you that it is not as dreamy as it sounds. In fact, once you graduate from college, you will receive a bill for the amount you borrowed PLUS interest.

Yep, interest.

Therefore, in many cases, if you do not pay off the student loan quickly, you will end up paying double the amount in student loans than what you borrowed.

Unfortunately, when you have student loan debt, it affects your life and you may feel completely defeated as you try to pay down your debt. Not only will you have a monthly obligation, you will notice that the loan balance does not seem to fall when you make payments on it, or at least that much.

Below, I will talk about 4 sacrifices I made to pay off student loan debt faster.

4 Sacrifices I Made To Pay Off Student Loan Debt Faster

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How to Save Money on a Road Trip

Hey, Fabulous Followers!  Check out the latest guest post from David about how to save money on a road trip.  See his bio at the end of the post. 

As a traveler and a family man, I know how challenging it can be to go places. There are so many things to worry about especially the expenses. My family and I have been traveling by RV for six months now. I admit that it is an enjoyable experience, but there are also many things to consider.

One thing that we have to worry about is the budget. We have to make sure that we have enough food on top of fuel and maintenance fees. In the past, when we didn’t have an RV yet, we traveled by car and worried about lodging which adds to the expenses.

Since we have a daughter, it is essential that she enjoy the road trip as much as we do. My wife and I make sure that we research free attractions to pass by whenever we go on trips. We want our daughter to grow up adventurous and to appreciate the simple things in life. Vacations and road trips need not put a hole in your pocket; you just need to be resourceful and plan wisely.

I have decided to write about my traveling experiences and share tips on how to save money on a road trip. Hopefully, all you travelers out there learn many things from this article.

 

How to Save Money on a Road Trip

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15+ Frugal Fall Date Ideas (that won’t break the bank)

Kids are back in school. Football season has started. The weather is getting cooler in the evening.

Can you believe that fall is already here? I know I can’t! Before you know it, we will start talking about Christmas. In that spirit, it is time to start getting your finances in order for the holidays and the start of the new year. That means cutting expenses wherever you can. The great thing is that an awesome fall date night with your main squeeze doesn’t have to be expensive!

Since the start of fall just happened last week, check out these awesome 15 frugal fall date ideas that won’t break the bank:

frugal fall date ideas

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