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Lifestyle

15+ Frugal Fall Date Ideas (that won’t break the bank)

Kids are back in school. Football season has started. The weather is getting cooler in the evening.

Can you believe that fall is already here? I know I can’t! Before you know it, we will start talking about Christmas. In that spirit, it is time to start getting your finances in order for the holidays and the start of the new year. That means cutting expenses wherever you can. The great thing is that an awesome fall date night with your main squeeze doesn’t have to be expensive!

Since the start of fall just happened last week, check out these awesome 15 frugal fall date ideas that won’t break the bank:

frugal fall date ideas

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3 Ways to Save Money as a Family (Video)

This week and next weeks posts will be a little different – in a good way!  I have partnered up with a local lifestyle blogger – Starla – in order to bring you a couple videos about money management as a family!  Today’s video is about 3 easy ways to save money as a family!

You may enjoy these other videos about saving money:

I hope you enjoyed that video.  Stay tuned for next weeks video which will be about 3 money talks to have with your spouse.  Subscribe below so that you can be updated when new videos and posts hit the site!

 

Like those videos?  Let me know what other videos you would enjoy.  If we get some good feedback, we will team up again for more videos related to money and families throughout the rest of the year.

It’s The 100th Post on Financially Fit & Fab

Hello!  Today’s post is going to be a little bit different as you can probably tell from the title.  This is the 100th post published on Financially Fit & Fab!  Yes, 100th post!  It is crazy to think that there are 100 posts from 800-1500+ words educating millennials about personal finance.  Honestly, when I first started Financially Fit & Fab February of 2016, I had no idea what the site would become.  In this post, I am going to look back on the past 18 months and 100 posts.  In addition, I will provide a preview of what is to come!

Before I even get started, I would like to thank you for taking the time to read Financially Fit & Fab!  There is no way I would have gotten past even 20 posts if I didn’t receive awesome feedback from you.  So whether this is the first post on the site that you have read or the 100th post, thank you!  I appreciate you.  Keep providing the site feedback.  My ultimate goal is to help millennials succeed financially.  Education is the first step to success.

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What Financial Health Means to Me

June 27th is Financial Health Matters Day! In honor of Financial Health Matters Day (or FinHealthMatters Day), hundreds of personal finance experts around the country will be educating their communities on financial literacy. As a part of this partnership, today’s post will be outlining what financial health means to me.

My Facebook status eight years ago today was: “I am having the worst week ever.” 

I remember it like it was yesterday.  It was a warm Thursday during the summer of 2009.  I was feeling lost, afraid, and confused. I just lost my job and was wondering how I would pay my bills.

Thankfully I had a small amount of money saved – only about $1200.  In addition, I was owed one full paycheck.

Immediately I set a plan into action for survival – financial survival.  I made a budget based on the money I had in savings and what was owed to me in my paycheck to figure out how long I could survive.  Even though I didn’t have many bills (just rent, utilities, and my cell phone), I would still need money for food.  In addition, the money I was able to come up with would only last two months at most but I wasn’t sure how long it would take to find another job.

what financial health means to me

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How My Lack of Money Knowledge Landed Me Bankrupt at 22

This is a guest post by an awesome blogger that I met last year, Kenya.  Check out her bio at the end of the post. 

I remember my first day on campus. My short blond haircut, my gray colored contacts, a new pair of Reebok Classics. I was ready for all the possibilities.

I wish I could tell you my four years of college ended in a degree and left me ready for a job in the world.

Eventually, I got the degree and the job, but not before a few other things happened first.

I started college at 17, graduated early.

Prior to going to school, I didn’t fully appreciate the lifestyle I had been afforded.

My mom grew up “down the way” as we called it where I’m from. And so she made every effort to make sure I didn’t.

I went to a predominantly white school, lived in a nice neighborhood and had everything I needed and most of what I wanted.

But by the age of 22, I had filed bankruptcy.

You are probably wondering how this happens. Well, let me share.

How My Lack of Money Knowledge Lan

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7 Ways to Invest your 2017 Tax Refund

Tax time is in full effect!  It is easy to tell by the constant social media statuses ranging from just filed my taxes to heading to the mall with my refund check and even others suggesting what you should do with your tax refund.  Ultimately, what you do with your 2017 tax refund is up to you but I want to help you make the most of it.

Check out these 7 ways to invest your 2017 Tax Refund.

7 Ways to Invest your 2017 Tax Refund

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8 SMART Financial Goals to Set in 2018

Happy New Year! With a new year, comes a chance to set new goals and resolutions to achieve.  The best way to achieve your desires is to set SMART goals.  SMART goals are specific, measurable, attainable, realistic, and timely.  Today, we are going to be reviewing 8 SMART Financial Goals to set in 2018.

The SMART methodology can be used for any goal that you wish to set – not just for your financial goals.  For example, if your goal for 2018 is to lose more weight you could make that a SMART goal by saying the amount of weight you want to lose each month and what you will do to achieve the goal.  Another example would be a goal of reading more books this year.  Turning that goal into a SMART goal would be saying that you are going to read one book each month all year.

Now that you know exactly what SMART goals are and how to set them, check out these 8 SMART Financial Goals to Set in 2018.

8 SMART Financial Goals to set in 2018

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How Facebook is Putting you at Risk for Identity Theft

Every month or so there is a new game on Facebook. From the mannequin challenge to Throwback Thursday, there is always something new. The newest Facebook trend could be putting you at risk for identity theft.

Identity theft is defined as a crime where a thief steals your personal information, such as your full name or social security number, to commit fraud.  The identity thief can use your information to fraudulently apply for credit, file taxes, or get medical services.  These acts can damage your credit status and take money and time to restore your good name.  Often times you don’t even realize that you are a victim of identity theft until it’s too late – i.e. you are attempting to qualify for a home or car.

How Facebook is Putting you at Risk for Identity Theft

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3 Reasons to Share your Money Goals with your Squad

Luxury Cars.  Mansions.  Extravagant Trips.  These images are plastered all over social media with the hashtag #squadgoals, but what does that even mean?

According to Urban Dictionary, #squadgoals are defined as “an inspirational term for what you’d like your group of friends to be or accomplish.”

Based on many of the pictures labeled #squadgoals on social media, should the goal of your squad be to achieve wealth?  If so, how are you getting there?  Even better yet, how are you getting there together?

Check out these 3 reasons to share your money goals with your squad:

3-reasons-to-share-your-money-goals-with-your-squad

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How to Save on Personal Care with Groupon

This is a sponsored post.  All opinions are my own.

In an effort to be financially fit, I slashed a lot of “luxury items” from my monthly routine.  From cable television to certain regular personal care items, nothing is off limits to save more money in my budget.  For example, instead of weekly trips to get my eyebrows done, I have opted to visit every 3 weeks and clean up my brows myself between visits.

It paid off!  Not only have I been able to treat myself in moderation, but I have also been able to accomplish many goals like purchasing my first home and raising my credit score over 150+ points.

When I do want to treat myself without breaking the bank, there is only once place for me to check: Groupon!

how-to-save-money-on-personal-care-with-groupon

Check out these 3 easy steps I follow when I am looking to treat myself.

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