I was shocked to find $100 spent for coffee at Dunkin on my credit statement five months ago. I could have saved money if I brewed coffee at home. I started tracking my monthly expenses. I found that on a monthly basis I can easily cut back $80 on movies and $200 on dinner. I … Read more
I got a call from a school friend who lost his operations manager job. Without monthly income – he was worried about the mortgage and medical supplies. He needed 3-4 months’ time to find another job. A layoff situation can completely blow your monthly budget if you aren’t prepared. Either you need to borrow money … Read more
Airlines employ artificial intelligence & algorithms that factor – in demand, time, weather conditions, fuel costs, major festivals, holidays, and much more to price a ticket. Still, flight deals are available if you’re willing to put in some time & effort. Here being flexible with your schedule and getting creative with travel plans will help … Read more
One of the things I did in 2021 was – read more books when I learned that 85% of millionaires read 2 or more books per month. I increased the number of books I read – from 7-8 to 12-15 books a year. Some of the books were on personal finance and a few others … Read more
Money-saving tasks can be turned into a fun-filled activities with small yet simple challenges. Cash up to $1500 a year can be saved which otherwise would have been hard without the challenge. Money challenges also help you – Start a habit of saving consistently Learn about your financial goals Track your budget Improve your personal … Read more
Last year, Amazon started an early Black Friday in the first week of October, that stretched till Thanksgiving. I couldn’t find any starking difference between the deals offered during the “pre”-sale and the Black Friday sale. No doubt, there were a few exciting deals for grabs but most of it was leftovers from the pre-sale … Read more
My friend recently pulled his credit report to see where he stood. I followed my friend’s lead and pulled my credit score too. I only had one $800 credit card from college. For the most part, all my bills were paid on time. My credit score was 580 on the report……. which was an utter … Read more